How It Works

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Here’s how it works

Pick your terms

Think about how much you need to borrow, select a payment amount that works for your budget and find out how long you have to pay it off, take as long as you need.

Fill out a simple online application

Our application is completely secure and confidential. The entire process only takes minutes to complete.

Get cash in your bank account

Upon approval, you may recieve your funds instantly or as soon as the next day to your debit card or checking account.

Get the cash you need Instantly!

Here are few more things you should know: You’ll need a job or other steady source of income, a qualifying bank account or debit card to deposit funds, and your own email address so that we can send you all of your information.

When you get your loan, you’ll know the cost down to the penny and have a plan to pay it off over time. Needhelploans.com offers solutions that work when the money gets tight. Now that’s something worth smiling about.

Use your Prepaid GreenDot, Direct Express, or SSI card and get approved today

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Disclaimer: The operator of this website is not a lender and does not make credit decisions. This website offers a service that attempts to connect potential borrowers, with available offers, based on on self reported information. By submitting your information through this site, you consent to having it shared with third parties for the purpose of facilitating your request. All financial products and services are presented without warranty and providing your information on this website does not guarantee an approval with said products or services. Pre-qualified offers are not binding. Terms, conditions, and policies vary by product, service, state, and your particular financial situation. It is the user's responsibility to read all third party disclaimers and restrictions before proceeding.