Private Policy

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Privacy Policy

REV: SEPTEMBER 2016

   
FACTS WHAT DOES Needhelploans.com DO WITH YOUR PERSONAL
INFORMATION?
   
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
   
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and checking account information
  • transaction history and income
  • credit history and account balances
   
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Needhelploans.com chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Needhelploans.com share?

Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other
financial companies
Yes No
For our affiliates’ everyday business
purposes –
information about your transactions and experiences
No No
For our affiliates’ everyday business
purposes –
information about your creditworthiness
No Yes
For our affiliates to market to you No Yes
For nonaffiliates to market to you Yes Yes
To limit our sharing

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

We offer customers the opportunity to ‘opt-out’ of having their personal information shared with certain third parties who may wish to market their products and services to them. If you do not wish to receive such marketing material you can indicate this by emailing us at Support@needhelploans.com.

Questions? Call (801) 396-8062 or go to Http://Needhelploans.com
Who are we
Who is providing this notice? Needhelploans.com
What we do
How does Needhelploans.com protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Needhelploans.com collect my personal information? We collect your personal information, for example, when you

  • apply for a loan
  • provide account information or give us your contact information
  • give us your income information

We also collect your personal information from others, such as credit bureaus, affiliates, and/or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market you
  • sharing for nonaffiliates to market you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include lenders; banks; and marketing, collections, and other loan-related service providers.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners can include lenders; banks; and other loan-related service providers.
Other important information

Privacy Policy

FACTS WHAT DOES WWW.RNDFRAME.COM DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Bank account information
  • Employment information
  • Income information
  • Residence, telephone and personal information
  • Pay period information

When you are no longer a customer, we continue to share your information as described in this notice.

How? All financial companies need to share consumer’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers’ personal information; the reasons www.rndframe.com chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does www.rndframe.com share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No N/A
For our affiliates’ everyday business purposes – information about your transactions and experiences No N/A
For our affiliates’ everyday business purposes – information about your creditworthiness No N/A
For nonaffiliates to market to you Yes No
Questions? Call (855) 204-5266 or go to http://www.rndframe.com
Who We Are
Who is providing this notice? WWW.RNDFRAME.COM
What We Do
How does www.rndframe.com protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Although our Web site is encrypted to protect your electronic relationship with us, our site contains links to other Web sites, and we are not responsible for their privacy policies.
How does www.rndframe.com collect my personal information? We collect your personal information, for example, when you

  • Apply for a loan
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other Important Information
The essence of our business is transmitting your information to, and sharing that information with, nonaffiliate lenders. By using our service, you consent to such sharing. You cannot opt out of such sharing and still use our service. If you do not consent to such sharing, you must discontinue your loan application.

 

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