Here’s how it works
Pick your terms
Think about how much you need to borrow, select a payment amount that works for your budget and find out how long you have to pay it off.
Fill out a simple online application
Our application is completely secure and confidential. Just fill it out and we will give you a quick call to complete your application.
Get cash in your bank account
Your checking account may get the funds as soon as tomorrow if approved and confirmed before 8 p.m. Eastern Time.
Get the cash you need as soon as Tomorrow!
Here are few more things you should know: You’ll need a job or other steady source of income, a qualifying bank account to deposit funds, and your own email address so that we can send you all of your information.
When you get your loan, you’ll know the cost down to the penny and have a plan to pay it off over time. Needhelploans.com offers solutions that work when the money gets tight. Now that’s something worth smiling about.
Have your funds added to your Green Dot® Reloadable Card.
Use your Green Dot® Reloadable Prepaid MasterCard® or Visa® Card, Insight® Prepaid Visa® Card, or card that accepts reloads from the Green Dot® network and receive your loan funds in minutes – 24/7 including weekends